Credit Card Kya Hota Hai:- Credit Card Kya Hota Hai: Credit card ek aisa card hai jo aapko credit suvidha pradan karta hai. Aur iske grahakon ko pahle se manjoorit credit seema ke andar nidhi udharan karne ki anumati deta hai. Is card ke madhyam se grahak vyavsay aur kisi bhi prakar ke len-den aur vyavaharon ka laabh utha sakte hain.
Credit card ki seema card holder ki aayu aur credit score ke aadhar par credit card pradan karne wale dvaara nirdharit hoti hai, jo bhi credit seema ko bhi nirdharit karta hai.
Aap sabko yeh batayenge ki credit card kaisa hota hai, agar aapne abhi tak credit card nahi dekha hai, to sabko batayenge ki credit card number, card holder ke naam, samapti tithi, hastakshar, CVV code, aadi credit card par likhe hote hain. Yeh baat aapko sabse achchi tarah se batayi jayegi.
Yeh baat hai ki yeh kisi bhi vyaktigat bank khate se joda nahi hota, isliye jab aap apne credit card ko ek dukan par swipe karte hain, to yeh rakam aapke bank khate se debit nahi hoti, balki aapke credit card seema se debit hoti hai. Aap is card ka upayog khana, kapde, medical kharch, yatra kharch aur jivan ke anya rojgarik gatividhiyon par kharch karne ke liye kar sakte hain, aur ise avashyak sewaon ke liye bhi istemal kar sakte hain.
Debit card aur credit card ke bich kya antar hai.
Aap sabhi ko jankari ke liye batate hain ki debit card aur credit card ke beech mein jyada antar nahi hota hai, iska mukhya antar yeh hai ki credit card ke saath, bank aapko paise upayog karne ke liye udhar deti hai, aap is paise ka upayog kisi vishesh vastu khareedne aur mahine ke ant mein bank ko manjoor karne ke liye kar sakte hain, jabki debit card ke bare mein aapko batate hain ki aap apne bank mein jama kiye gaye rakam ko kisi bhi samay kahin se bhi nikal sakte hain.
Vishesh roop se credit card kya hota hai, aur yeh kaise kaam karta hai.
Aapko batana chahenge ki agar aapke paas ek credit card hai ya aap ek prapt karne ka vichar kar rahe hain, to sabhi ko yeh janana bahut mahatvapurn hai ki credit card aapke daily jivan mein kya kaam aata hai aur aap ise apne jivan mein kaise istemal kar sakte hain. Aap sabko batayenge ki credit card ka upayog kis tarah se kisi vishesh vastu khareedne, online saman khareedne ya dukan mein shopping karke bill bharnे ke liye kiya jata hai.
Credit Card Kaise Banate Hain
Aap credit card ka upayog kisi bhi prakar ke saman khareedne ke liye kar sakte hain. Aapke credit card ke vivaran vyapari ko bheje jate hain, aur aapke len-den vyavahar ke aage badhne ke liye credit card network se anumati prapt hoti hai, phir jaari hoti hai. Karne wale ko apni jankari ki pariksha karke phir vyavahar ko svikrit karne ya svikrit karne ki anumati hoti hai.
Agar aapka vyavahar manjoor hota hai, to vyapari ko bhugtan kiya jata hai. Credit card ke billing chakra ke ant mein, ek vyakti ko mahine ke lie sabhi card dharakon ko ek vyapar patra bheja jata hai, jisme mahine ke sabhi len-den aur purane dues dikhaye jate hain, agar aapke credit card balance aapke dwara upalabdh kiye gaye len-den rakam ko par kar deta hai, aur aapki credit card par kharidne ki tithi aur patra par darj ki gayi tithi ke beech ki avdhi ko dikhata hai, tab is samay tak is avdhi ke dauran koi bhi byaj nahi lagaya jata hai agar aap apne bill ko samay par puri tarah se bharte hain.
Credit card seema kya hoti hai?
Credit card ek vitteey sanstha dvaara uske grahak ko nirdharit ki gayi rashi ke rup mein lagu hota hai. Udharan sanstha ya kampani credit card par ya kisi vishesh credit line par credit seema lagu karti hai. Karz seema aam taur par aapke dvara pradan ki gayi sabhi avashyak jankari ke adhar par vyaktigat roop se nirdharit hoti hai. Sabko yeh batane ke liye ki credit seema grahakon ki credit score ke adhar par nirdharit hoti hai.
Aur yeh unke bhavishya mein len-den prapt karne ki kshamata par bada prabhav dalta hai. Credit card seema bank ke parivartan karne wale bhugtan karne wale aur credit card companiyon dvaara karj grahak ke bare mein kisi vishesh jankari ke adhar par nirdharit hoti hai. Udharan pradan karne se pahle, ve credit rating, vyaktigat ay, bhugtan itihas aur anya karanon ka parikshan karte hain.
Kitne prakar ke credit card hote hain
Aapko batate hain ki aapko bazar mein upalabdh vibhinn prakar ke credit cardon ke bare mein vistar se bataya jayega aur aapko bataya jayega ki ek credit card dhari ke roop mein kya upayukt hoga, iske alawa, aap sabhi ko yeh bhi janana mahatvapurn hai ki credit card ke saath kya hota hai aur credit card kahan istemal kiya ja sakta hai.
A
ur iske kya labh hain, aapko adhik poori jankari milegi, saath hi saath, aap sabhi ko vibhinn kharchon ke liye karne vale vyavaharon mein credit card ko chunne aur upayog karne se kafi madad milegi. Aapko batate hain ki kuch pramukh credit card hote hain jinke vivaran neeche diye gaye hain:
1. Shopping credit card
2. Travel credit card
3. Fuel credit card
4. Entertainment credit card
5. Premium credit card
6. Secured credit card
7. Rewards credit card
8. Student credit card
Credit card ka istemal kaise karen
Credit card ek sevaon ko bhugtan karne ka ek bahut hi suvidhajanak tareeka hai. Agar aap ise sahi tarike se istemal karte hain, to aap bina byaj ke udhar, anek puraskar aur nakad se muktata ka anand utha sakte hain. Neeche kuch sujhav diye gaye hain jo aapko batayenge ki apne credit card ka sahi se istemal kaise karen:
1. Billing prakriya ko samajhna
2. Credit card seema nirdharit karna
3. Samajhdaar bhugtan
4. Samay par bhugtan karna
5. Nakad nikalne se bachna
6. Alart aur auto-debit set karna
7. Suraksha
Credit Card Kya Hota Hai:- Quick Link
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