Shriram Life Insurance Plan:-Shriram Life Insurance Company ek badi insurance company hai jo mukhyatah gramin kshetron mein kaam karti hai. Yeh Shriram Group dwara chalai jati hai, jiska bada customer base gramin market mein hai. Yeh company Sunlam Group of Africa aur Shriram Group ke beech ek joint venture hai, jo 1974 mein Shriram Chits ke through sthapit hua tha.
Vartaman samay mein, is company ke desh bhar mein 4,050 se adhik branches hain, jisse yah ek bade financial services provider mein se ek banata hai. Company ki net worth 2021 ke roop mein batayi gayi hai, jo ki 2.08 lakh crore se adhik hai. Shriram Life Insurance Company consumer finance, business finance, vehicle finance, chit funds, asset management services, stock broking, life and general insurance, aur loans jaise vibhinn vittaee sevaayein pradan karti hai.
Yeh company us lakshya ke saath kaam karti hai ki har ek Bharatiya parivaar ko jivan bima ke antargat laaya jaye, visheshakar un parivaaron par dhyan kendrit karte hue jinhe jivan bima prapt karna chunauti bhara ho. Shriram Life apne grahakon ki gehri samajh aur bade star par takneek upayog karne ke liye jaani jaati hai.
Shriram Life Insurance Plan in Hindi
Shriram Life Insurance ke kuch mukhya jeevan bima yojnayein hain:
- Bachat Yojnayein:
- Shriram Life Super Income Plan: Ye yojna lambi avadhi ke vittaee jaruraton ke liye banayi gayi hai, jisme jivan bima coverage 75 varsh tak diya jata hai. Isme premium bhugtan mein linam mein lachilapan aur vridhi kiya ja sakta hai, sath hi adhik coverage ke liye aur riders bhi available hain.
- Shriram Golden Premier Saver Plan: Ye yojna bachat ko surakshit karne aur parivar ko adhik labh dene par dhyan kendrit hai. Isme ek adhik rakam di jati hai agar policyholder 80 varsh tak jivit rahta hai.
- Shriram Life New Shri Life: Ye ek non-linked participating endowment plan hai jo vyavsayik bachat ko ek parivar ki suraksha ke saath jodta hai. Isme varshik punarvritti bonus aur terminal bonus diya jata hai.
Ye yojnayein vibhinn vittaee avashyakton ko dhyan mein rakhkar tatha bima coverage aur bachat ke angon ka mishran pradan karke alag-alag vyaktiyon ke avashyakton ko poora karti hain. Pratyek yojana mein khaas suvidhaayein aur labh hoti hain, aur vyakti apne anukoolan ke adhar par chunav kar sakte hain.
A Shriram Life Super Income Plan
Shriram Life Super Income Plan ek bachat yojana hai jo lambi avadhi ke vittaee jarurat ke liye banayi gayi hai. Is plan mein jivan bima coverage 75 varsh tak diya jata hai. Isme premium bhugtan mein lachilapan hai, jisse vyakti apne bhugtan ki sukhadta anusaar chunav kar sakte hain.
Kuch mukhya features:
- Regular Income: Is plan mein regular payouts diye jate hain jivan bima policy ke avdhi ke dauran.
- Flexibility in Premium Payments: Vyakti ko apne premium bhugtan mein lachilapan hai, jisse unhe apne vittaee sthitiyon ke anusar bhugtan karne mein suvidha hoti hai.
- Enhanced Coverage: Is plan mein adhik coverage pradan karne ke liye kai riders bhi uplabdh hain, jisse vyakti apne suraksha ko aur bhi sudhar sakte hain.
- Maturity Benefit: Plan ki avdhi ke ant mein policyholder ko ek vishesha vadhu-suvida uplabdh hoti hai.
Kuch labh:
- Long-term Financial Security: Lambi avdhi tak regular income pradan karke yah plan vyakti ko vittaee suraksha pradan karta hai.
- Flexibility: Premium bhugtan mein lachilapan vyakti ko apni vittaee sthitiyon ke anusar vyavsayik karne mein madad karta hai.
- Additional Riders: Is plan mein uplabdh kai riders vyakti ko adhik coverage pradan karte hain.
Shriram Life Super Income Plan ek vyakti ki vittaee suraksha aur bachat ke avashyaknaiyon ko dhyan mein rakhte hue banaya gaya hai.
Policy Se Judi Kuch Other Baate
Eligibility Criteria:
- Age Criteria:
- Koi bhi vyakti jo 25 se 50 varsh ke beech hai, vah is yojana ke liye patra hai.
Maturity Age:
- Maturity Age:
- Maturity age tab hoti hai jab vyakti 75 varsh ke ho jata hai.
Premium Payment Options:
- Premium Payment Options:
- Premiums ko mahine bhar mein, teesre mahine mein, adhe varsh mein ya varsh bhar mein bhugatan kiya ja sakta hai.
Premium Benefit on Maturity:
- Premium Benefit on Maturity:
- Maturity par, policyholder ko varshik premium ka das guna milta hai.
Minimum Premium Amount:
- Minimum Premium Amount:
- Nyauntam premium rashi INR 30,000 hai aur iska koi adhikatam seema nahi hai.
Additional Premium Payment:
- Additional Premium Payment:
- Aur bhi adhik bhugtan kiya ja sakta hai aur policyholder ko vibhinn riders chunne ka avsar milta hai:
- Accident Benefit Rider
- Family Income Benefit Rider
- Shriram Life Critical Illness Plus Rider
- Shriram Extra Insurance Cover Rider
- Aur bhi adhik bhugtan kiya ja sakta hai aur policyholder ko vibhinn riders chunne ka avsar milta hai:
In riders ke dwara uplabdh adhik coverage aur labh, base policy ke alawa, bima yojana dvara pradan kiye gaye suraksha ko sudharne ka ek madhyam hai.
B. Shriram Golden Premier Saver Plan
Shriram Golden Premier Saver Plan:
Shriram Golden Premier Saver Plan ek bachat yojana hai jo bachat ko surakshit karne aur parivar ko adhik labh dene par dhyan kendrit hai. Is plan mein jivan bima coverage di jati hai aur ek vishesha vadhu-suvida bhi uplabdh hoti hai agar policyholder 80 varsh tak jivit rahta hai.
Kuch mukhya features:
- Regular Payouts: Is plan mein regular payouts jivan bima policy ke avdhi ke dauran diye jate hain.
- Additional Payout on Survival: Agar policyholder 80 varsh tak jivit rahta hai, to ek adhik rakam di jati hai.
- Maturity Benefit: Plan ki avdhi ke ant mein policyholder ko ek vishesha vadhu-suvida uplabdh hoti hai.
Kuch labh:
- Secure Savings: Plan bachat ko surakshit karta hai aur jivan bima coverage pradan karta hai.
- Additional Payout: Agar policyholder 80 varsh tak jivit rahta hai, to ek adhik rakam di jati hai.
- Vishesha Vadhu-Suvida: Maturity par ek vishesha vadhu-suvida uplabdh hoti hai.
Eligibility Criteria:
- Age Criteria:
- Koi bhi vyakti jo 18 se 65 varsh ke beech hai, vah is yojana ke liye patra hai.
Maturity Age:
- Maturity Age:
- Maturity age tab hoti hai jab vyakti 75 varsh ke ho jata hai.
Premium Payment Options:
- Premium Payment Options:
- Premiums ko mahine bhar mein, teesre mahine mein, adhe varsh mein ya varsh bhar mein bhugatan kiya ja sakta hai.
Minimum Premium Amount:
- Minimum Premium Amount:
- Nyauntam premium rashi INR 30,000 hai.
Additional Payout on Survival:
- Additional Payout on Survival:
- Agar policyholder 80 varsh tak jivit rahta hai, to ek adhik rakam di jati hai.
Shriram Golden Premier Saver Plan ek vyakti ke bachat ko surakshit karne aur uske parivar ko adhik labh dene ke uddeshya se banaya gaya hai.
C. Shriram Life New Shri Life
Shriram Life New Shri Life ek non-linked participating endowment plan hai jo systematic bachat ko parivar ki suraksha ke saath jodta hai. Is plan mein yearly reversionary bonus aur terminal bonus bhi diye jate hain.
Kuch mukhya features:
- Systematic Savings: Is plan mein vyavsayik bachat ko ek parivar ki suraksha ke saath jodta hai.
- Family Shield in Case of an Accident: Yadi policyholder ko durghatana hoti hai, to yah plan ek parivar ko surakshit rakhta hai.
- Yearly Reversionary Bonus: Plan mein varshik punarvritti bonus pradan kiya jata hai.
Kuch labh:
- Financial Security: Plan vyavsayik bachat ko ek parivar ki suraksha ke saath jodkar vyakti ko vittaee suraksha pradan karta hai.
- Accident Cover: Yadi policyholder ko durghatana hoti hai, to plan ek parivar ko surakshit rakhta hai.
- Bonus Benefits: Plan mein varshik punarvritti bonus aur terminal bonus pradan kiya jata hai.
Eligibility Criteria:
- Age Criteria:
- Koi bhi vyakti jo 30 se 60 varsh ke beech hai, vah is yojana ke liye patra hai.
Maturity Age:
- Maturity Age:
- Maturity age tab hoti hai jab vyakti 75 varsh ke ho jata hai.
Premium Payment Options:
- Premium Payment Options:
- Premiums ko mahine bhar mein, teesre mahine mein, adhe varsh mein ya varsh bhar mein bhugatan kiya ja sakta hai.
Minimum Premium Amount:
- Minimum Premium Amount:
- Nyauntam premium rashi INR 30,000 hai.
Shriram Life New Shri Life ek vyavsayik bachat yojana hai jo vyakti ko systematic bachat aur parivar ki suraksha pradan karta hai.
Best Benefits Of Shriram Life Insurance Plan
Shriram Life Insurance Plans ke Mukhya Labh:
- Vyapak Suraksha:
- Shriram Life Insurance Plans vyapak suraksha pradan karte hain, anishchitataon aur khatron ke khilaf vittaee suraksha.
- Vittaee Suraksha:
- Ye yojanaye vyaktiyon aur unke parivaron ke liye vittaee suraksha pradan karne ka lakshya rakhti hain, dono suraksha aur bachat ki avashyakataon ka samadhan karte hain.
- Niyamit Vitaran:
- Jaise Shriram Life Super Income Plan, in plans mein policy avdhi ke dauran niyamit vitaran pradan hota hai, jo policyholders ko ek sthir aay ka srot pradan karta hai.
- Adhik Vitaran:
- Kuch yojanaye, jaise ki Shriram Golden Premier Saver Plan, ek nirdharit ayu tak jivit rahe to adhik vitaran pradan karti hain, jo kul labh ko adhik banati hai.
- Bonus Labh:
- Shriram Life New Shri Life aur anya bhagidari yojanaye varshik punarvritti bonus aur terminal bonus jaise bonus labh pradan karti hain, policy ko moolya badhane mein yogdan deti hain.
- Durghatana Suraksha:
- Kuch yojanaye durghatana suraksha bhi shamil karti hain, ismein yah dhyan mein rakha jata hai ki durghatana ke ghatit hone par parivar surakshit rahe, jaise Shriram Life New Shri Life.
- Chayanatmak Premium Bhugatan Vikaar:
- Policyholders ko mahine bhar mein, teesre mahine mein, adhe varsh mein ya varsh bhar mein bhugatan karne ka chayanatmak vikalp milta hai, vyakti ke vittaee ruchiyo ko dhyan mein rakhne mein madad karta hai.
- Rider Vikaar:
- Vibhinn rider vikalpon ke madhyam se aur adhik coverage prapt ki ja sakti hai, jaise Durghatana Labh Rider, Parivar Ay Vivadit Labh Rider, Critical Illness Plus Rider, aur Extra Insurance Cover Rider.
- Karatmak Labh:
- Policyholders ko Aay Kar Adhiniyam ke relevant anuchchhedon ke tahat karatmak labh mil sakta hai, Shriram Life Insurance Plans mein nivesh karne ke liye ek adhik pravrtti pradan karta hai.
- Mahilaon Ko Samarthan:
- “Drone Didi” yojana jaise prayason se Shriram Life mahilaon ko samarthan dene ka sankalp dikhata hai, jisme mahilaon ko drone pilot banane aur krishi gatividhiyon mein yogdan dene ka avasar milta hai.
- ** Takneek Sanyojan:**
- Shriram Life jante hain ki takneek ko vyakti tak pahunchane ke liye takneek ka sahar lene mein kaise saksham hai, yah bharosemand seva aur policyholders ke liye ek aasan anubhav ka dhyan rakhne mein madad karta hai.
- Vividh Utpad Sankalan:
- Company ne vittaee suraksha, kar, sampatti prabandhan sevaen, dhan rashi, jivan aur samanya bima, aur loan jaise vibhinn vittaee sevaon ka vividh sankalan pradan kiya hai, jise vibhinn vittaee avashyakataon ka dhyan rakhne mein madad milti hai.
- Grahak Kendrit Approach:
- Shriram Life Insurance ek grahak kendrit drishtikon ke sath kam karti hai, jiske uddeshya hai apne grahakon ki unke visheshajanon ko samajhna aur unke lie rachit halon pradan karna.
Shriram Life Insurance Plans vyaktiyon ko vittaee suraksha aur shanti pradan karke unhe sambhalne aur surakshit rakhne ka mishran pradan karne ke liye banaye gaye hain.
