Central Bank of India Mudra Loan:-Abhi aap Central Bank of India se Mudra loan prapt kar sakte hain. Central Bank of India Mudra Loan yojana ke antargat aap turant ₹50,000 prapt kar sakte hain. Agar aapko turant funds ki zaroorat hai, to aap apne Central Bank of India se loan ke liye aavedan kar sakte hain.
Is lekh mein, hum aapko Central Bank of India ke madhyam se Mudra Loan ke liye aavedan karne ka tarika batayenge. Central Bank of India Mudra Loan yojana ke tahat bank ₹50,000 se lekar ₹10,00,000 tak ke loan pradan kar rahi hai, jo bahut hi aasaani se prapt kiya ja sakta hai.
MUDRA Yojana ke tahat, 2015 mein Bharat sarkar ne chhote aur laghu udyogon ko arthik sahayata pradaan karne ke liye MUDRA Loan Scheme shuru ki thi. Bharat ke pramukh sarkari bankon mein se ek Central Bank of India, chhote udyogon ko shuru karne aur vistar karne ke liye MUDRA loan pradaan karta hai. Is blog mein, hum Central Bank of India Mudra Loan Scheme ki yojnao, uske gunon, labhon aur yogyata moolyon ka ek samaanya parichay pradaan karenge.
Central Bank of India Mudra Loan – Quick Details
Name Of Article | Central Bank of India Mudra Loan |
Type of Article | Others |
Bank Ka Name | Central Bank of India |
Apply Mode | Online |
Type of Loan | Mudra Loan |
Who Can Apply? | Sabhi Central Bank of India Account Holder |
Charges of Application | As Per Applicable |
Loan Amount | ₹50000 Up to 10 Lac |
Official Website | https://centralbankofindia.co.in/ |
Section 1: Central Bank of India Mudra Loan Scheme kya hai?
Central Bank of India Mudra Loan Scheme ek arthik utpad hai, jo Bharat mein chhote aur laghu udyogon ko arthik sahayata pradaan karne ka lakshya rakhta hai. Yah yojana MUDRA Yojana ke tahat shuru ki gayi hai aur iska lakshya pahli baar udyamiyon ko arthik sahayata pradaan karna hai, jinhone apna chhota vyavasay shuru karne ya vistar karne ka socha hai.
Section 2: Central Bank of India dvaara pradaan kiye jaane waale Mudra Loan ke prakar
Central Bank of India udyamiyon ko teen prakar ke Mudra Loan pradaan karta hai:
- Shishu Loan: Rs. 50,000 tak ke loan ke liye
- Kishor Loan: Rs. 50,000 se Rs. 5 lakh tak ke loan ke liye
- Tarun Loan: Rs. 5 lakh se Rs. 10 lakh tak ka loan ke liye
Section 3: Central Bank of India Mudra Loan ke liye yogyata moolyon
Central Bank of India Mudra Loan ke liye yogyata moolyon ko poora karne ke liye, yogyata se sambandhit is prakar hai:
- Udyog ka vyavasayik prastaav hona chahiye
- Udyog ka prastaav bana hua hona chahiye
- Bharatiya nagrik hona chahiye
- Gair-dafatan ho, kisi bhi pahale ki gayi loan par viklap nahi hona chahiye
- Udyog ke liye yogy credit score hona chahiye
Section 4: Central Bank of India Mudra Loan ke liye aavashyak dastavez
Central Bank of India Mudra Loan ke liye aavashyak dastavez is prakar hote hai:
- Pehchan Pramaan Patra: Aadhaar Card, Voter ID, Driving License, Passport, etc.
- Pata Pramaan Patra: Aadhaar Card, Voter ID, Driving License, Passport, etc.
- Vyaparik Pramaan Patra: Vyaparik Pan Card, GST Registration Certificate, etc.
- Bank Statement (Antim 6 mahino ka)
- Vyapar ke liye prastaav
Section 5: Central Bank of India Mudra Loan ke labh aur visheshataen
Central Bank of India Mudra Loan ke labh aur visheshataen is prakar hai:
- Mudra Loan Scheme mein loan ka bhugtaan bahut kam byaj dar par hota hai
- Mudra Loan Scheme ki madad se udyamiyon ko mudra loan prapt karne mein kisi bhi prakar ki jamanat ya suraksha dena nahi padta hai
- Loan ke liye kisi bhi tarah ka jamin dene ki zaroorat nahi hai
- Loan ka bhugtaan aasani se online ya offline kiya ja sakta hai
- Loan ke liye uplabdh samay ki avadhi, Mudra Loan Scheme ke anusar prabhavit hoti hai.
Section 6: Central Bank of India Mudra Loan ki aawashyakta ke liye kaise aavedan karein
Central Bank of India Mudra Loan ke liye aavedan karna bahut hi saral hai.
Udyami ko apne najdiki Central Bank of India branch mein jana hoga aur Mudra Loan ke liye aavedan karna hoga. Iske alava, udyami online bhi aavedan kar sakta hai.
Section 7: How to Apply Central Bank of India Mudra Loan?
Central Bank of India Mudra Loan ke liye aavedan karne ke do tarike hote hain – online aur offline. Yahan Mudra Loan ke liye aavedan karne ke kuchh saral steps hain:
Offline method:
- Najdiki Central Bank of India branch mein jaayein aur bank ke adhikariyon se milein.
- Mudra Loan application form bank ke adhikariyon se prapt karein.
- Sabhi zaruri jaankariyon ke saath application form bharein aur zaruri dastavez jod dein.
- Application form aur dastavez bank ke adhikariyon ko submit karein.
- Bank ke adhikari application form aur jama kiye gaye dastavez ki jaanch karenge.
- Application form maanjoori paane ke baad, loan ka bhugtaan aavedak ke bank account mein kiya jayega.
Online method:
- Central Bank of India ki official website par jaayein.
- Mudra Loan Scheme option khojein aur us par click karein.
- Sabhi zaruri jaankariyon ke saath online application form bharein.
- Zaruri dastavez jod dein aur application form submit karein.
- Bank ke adhikari application form aur jama kiye gaye dastavez ki jaanch karenge.
- Application form maanjoori paane ke baad, loan ka bhugtaan aavedak ke bank account mein kiya jayega.
Dhyaan rakhein ki Mudra Loan ke liye aavedan karne se pehle, aavedak ko Mudra Loan Scheme, uske labh aur yogyata moolyon ka sahi tarah se gyaan hona chahiye. Iske alava, aavedak ko apne vyavasaay ka ek sahi business plan aur financial projections banakar bank ke adhikariyon ko manchit karna hoga.
Section 8: Conclusion Central Bank of India Mudra Loan Scheme,
udyamiyon ke liye ek bahut hi upyogi aur labhprad yojana hai. Is yojana ke tahat, chhote aur laghu udyogon ko arthik sahayata pradaan ki jaati hai. Is yojana ka labh uthane ke liye, udyami ko Mudra Loan Scheme ki yojnao, uske gunon, labhon aur yogyata moolyon ka ek sahi parichay hona chahiye.
Section 9: Central Bank of India Mudra Loan:- Quick Link
Direct Link To Apply Online | Click Here |
Official Website | Click Here |
WhatsApp Group | Click Here |
Home Page | Click Here |
Telegram Group | Click Here |
Section 10: FAQ’s – Central Bank of India Mudra Loan
Q1. Central Bank of India Mudra Loan kya hai?
A1. Central Bank of India Mudra Loan ek yojana hai jismein Central Bank of India dwara micro aur small enterprises ke vikas aur vistar ke liye vaani sahayata pradaan ki jaati hai.
Q2. Central Bank of India Mudra Loan ke liye kaun eligible hai?
A2. Central Bank of India Mudra Loan ke liye micro aur small enterprises, jaise ki vyakti, proprietors, partnership firms aur private limited companies aavedan kar sakte hain.
Q3. Central Bank of India Mudra Loan ke antargat adhikatam loan rashi kya hai?
A3. Central Bank of India Mudra Loan ke antargat adhikatam loan rashi ₹10,00,000 hai.
Q4. Central Bank of India Mudra Loan ke liye interest dar kya hai?
A4. Central Bank of India Mudra Loan ke liye interest dar loan ki rashi aur borrower ki category ke anusaar vibhinn hoti hai. Aam taur par, interest dar 8.75% se 13.50% tak hoti hai.
Q5. Central Bank of India Mudra Loan ke liye vapas ki avdhi kya hai?
A5. Central Bank of India Mudra Loan ke liye vapas ki avdhi loan ki rashi aur borrower ki category ke anusaar 3 se 5 varsh tak hoti hai.
Q6. Central Bank of India Mudra Loan ke liye processing fee kya hai?
A6. Central Bank of India Mudra Loan ke liye up to ₹50,000 tak koi processing fee nahi hai. ₹50,000 se adhik ke loan ke liye processing fee loan rashi ke 1% ke hisaab se lagu kiya jaata hai.
Q7. Kya main Central Bank of India Mudra Loan ke liye online aavedan kar sakta hoon?
A7. Haan, aap Central Bank of India Mudra Loan ke liye bank ke official website par jaakar online aavedan kar sakte hain.
Q8. Central Bank of India Mudra Loan ke liye kaun se documents lagte hain?
A8. Central Bank of India Mudra Loan ke liye zaroori documents mein identity proof, address proof, business plan aur financial projections aadi shamil hai. Documents ki list loan ki rashi aur borrower ki category ke anusaar alag-alag ho sakti hai.