BOB Digital mudra loan:-Namaste doston, agar aap bhi bank ka chakkar kaatte kaatte thak gaye hain aur aapko abhi tak loan nahi mila hai to aapko bata dein ki aaj ke is article ke madhyam se aap Bank of Baroda ke madhyam se aap ghar baithe loan le paayenge. Aakhir kaise loan aap lenge iske baare mein vistaar se saari jaankaari isi article ke madhyam se diya gaya hai taaki aapko sampurn jaankaari mil sake aur aap bank ka chakkar bhi na kaate. Aap bolo na paaye to aaiye jaante hain vistaar se BOB Digital mudra loan.
BOB Digital mudra loan ek chhota sa business loan hai jo micro aur small enterprises ko alag-alag sectors se financial assistance provide karta hai, jinka credit requirement Rs 10 lakh tak hai. Ye funds teen categories mein companies ko allocate kiye jaate hain, jinhe Shishu, Kishore aur Tarun kaha jaata hai.
BOB e-Mudra loan ek digital business loan ka prakaar hai jo MSME sector ke liye socha gaya hai. Business owners Rs 10 lakh tak ka credit digital mudra loan ke madhyam se procure kar sakte hain. Ye loan teen categories mein companies ko available kiya jaata hai – Shishu, Kishore aur Tarun.
BOB Digital mudra loan ke liye apply karne ke liye aapko BOB World Internet ya Bank of Baroda website par jaana hoga aur apna preferred BOB branch select karna hoga. Phir aapko apna mobile number aur OTP verify karna hoga aur privacy policy, terms and conditions aur disclaimers se agree karna hoga. Aapko koi processing charges nahi dena hoga aur koi physical documentation required nahi hoga. Aapko working capital aur term loan ke liye 30 minutes mein instant in-principle approval mil jaayega.
Toh doston, agar aap bhi apne business ko grow karne ke liye BOB Digital mudra loan lena chahte hain toh der na karein aur aaj hi apply karein. Aapke business ko ek naya platform milega aur aapke sapne poore honge.
Doston, aapne sahi suna hai ki mudra loan yojana ke tahat aap ₹1000000 tak ka loan le sakte hain aur iske liye aapko koi bhi collateral security ya guarantee ki jarurat nahi hai. Aapko sirf apna aadhar card, pan card aur business proof dikhana hoga aur aapka loan application online process hoga. Aapko koi bhi bank ka chakkar nahi kaatna padega aur aapko koi bhi processing fee nahi deni hogi. Aapko bas BOB Digital mudra loan ke liye apply karna hoga aur aapka loan approval 30 minutes mein ho jaayega .
Toh doston, agar aap bhi apne business ko badhaana chahte hain aur aapke paas koi bhi business idea hai toh aaj hi BOB Digital mudra loan ke liye apply karein aur apne sapne ko sach karein. Aapko is yojana ka pura laabh milega aur aapka business grow karega.
BOB Digital Mudra Loan 2023
Doston, aapne sahi suna hai ki Bank of Baroda ne digital learning platform launch kiya hai jiske madhyam se aapko digital mudra loan mil sakta hai. Aapko iske liye koi bhi paper work nahi karna padega aur aapko 30 minutes mein loan approval mil jaayega. Aapko bas apna aadhar card, pan card aur business proof upload karna hoga aur aapka loan application online process hoga.
BOB Digital mudra loan ke laabh ke baare mein aapko neeche poori jaankaari de di gayi hai jisse aap dhyaan poorvak avashya padhein:-
- Aapko koi bhi collateral security ya guarantee ki jarurat nahi hai.
- Aapko koi bhi processing fee nahi deni hogi.
- Aapko flexible repayment tenure milta hai jo 1 se 5 saal tak ho sakta hai.
- Aapko competitive interest rate milta hai jo 8.75% se 11.15% tak ho sakta hai.
- Aapko loan amount ke hisaab se insurance cover bhi milta hai.
- Aapko loan amount ke hisaab se subsidy bhi mil sakti hai.
Toh doston, agar aap bhi apne business ko badhaana chahte hain aur aapke paas koi bhi business idea hai toh aaj hi BOB Digital mudra loan ke liye apply karein aur apne sapne ko sach karein. Aapko is yojana ka pura laabh milega aur aapka business grow karega.
BOB Digital Mudra Loan Benifits Kya Kya Hai ?
BOB Digital Mudra Loan, yaani Bank of Baroda Digital Mudra Loan, ek loan yojana hai jo Bank of Baroda dwara Pradhan Mantri Mudra Yojana (PMMY) ke saath sambandhit hai. Pradhan Mantri Mudra Yojana ka uddeshya Bharat mein micro aur small enterprises ko financial sahayata pradan karna hai.
BOB Digital Mudra Loan ke fayde kuch is prakar hai:
- Vittiy Sahayata: Yojana micro aur small traders, artisans, shopkeepers, aur services sector mein kaam karne wale vyaktiyo aur vyavasayiko ko vittiy sahayata pradan karti hai.
- Suraksha Rahit Loan: Digital Mudra Loan suraksha rahit hota hai, yani karz lene wale vyakti ko koi garanti ya suraksha pradan karne ki zaroorat nahi hoti hai. Isse chote vyapariyon aur vyaktiyon ko karz prapt karne mein aasaani hoti hai.
- Loan Ka Maan: Digital Mudra Loan yojana ke tahat loan ka maan Rs. 10,000 se lekar Rs. 10 lakh tak hota hai, yeh karz lene wale vyakti ki zaroorat aur yogyata par nirbhar karta hai.
- Saral Application Prakriya: Loan ke liye application prakriya saral hai aur ise Bank of Baroda ki website ya dusre design kiye gaye platforms ke madhyam se online poora kiya ja sakta hai. Isse paperwork aur processing samay mein kami hoti hai.
- Nirmaan Ka Samay: Loan ki vapis bhugtan avdhi 3 se 5 saal tak hoti hai, vyakti ki pasand aur karz ke maan par nirbhar karta hai.
- Pratiyogita-ksham Mudra Dar: Bank of Baroda Digital Mudra Loan par pratiyogita-ksham mudra dar pradan karti hai, jisse karz vapis karne mein asaani hoti hai.
- Mahila Udyamiyon Ko Samarthan: Yojana mahila udyamiyon ko bhi protsahit karti hai aur mahila karz lene walo ko vishesh fayde aur anudan pradan karti hai.
Yah yaad rakhna mahatvapurn hai ki BOB Digital Mudra Loan ki vishesh sharte aur pravdhan vibhinn ho sakti hai, isliye yojana se sambandhit sabse update jankari ke liye Bank of Baroda se sampark karna ya unki official website par jana avashyak hai.
Documents Required for Bank of Baroda Digital Currency Loan
Doston, aapne sahi jaankaari di hai ki BOB Digital mudra loan ke liye aapko kya-kya documents ki jarurat hogi. Aapko bas in documents ki scanned copies upload karni hogi aur aapka loan application online process hoga. Aapko koi bhi physical verification nahi karna padega aur aapko 30 minutes mein loan approval mil jaayega.
Toh doston, agar aap bhi apne business ko badhaana chahte hain aur aapke paas koi bhi business idea hai toh aaj hi BOB Digital mudra loan ke liye apply karein aur apne sapne ko sach karein. Aapko is yojana ka pura laabh milega aur aapka business grow karega.
Bank of Baroda Digital Loan ke liye apply karne ke liye, aapko ye documents chahiye ho sakte hain (dhyan rakhiye ki specific requirements alag-alag ho sakti hain):
Identification Proof: Aapko koi valid identification document dena hoga jaise Aadhaar Card, Voter ID, Passport, ya Driving License.
Address Proof: Aapko apne residential address ka proof dena hoga. Accepted documents mein Aadhaar Card, Passport, Utility Bills (bijli ka bill, paani ka bill, etc.), ya Bank Statements aate hain.
Income Proof: Loan type aur amount ke hisaab se, aapko income proof dena hoga jaise salary slips, bank statements, ya income tax returns.
Bank Statements: Aapko apne bank statements submit karne honge jo pichle kuch mahino ke hain. Isse aapke financial transactions aur stability verify ki jaayegi.
Proof of Business (agar applicable hai): Agar aap business loan ke liye apply kar rahe hain, toh aapko apne business se related documents dena hoga jaise business registration certificate, licenses, ya GST registration.
Photographs: Loan applicant(s) ke passport-sized photographs chahiye honge.
Any other specific documents: Loan type aur purpose ke hisaab se, bank aapse aur bhi documents maang sakti hai.
Eligibility Criteria for Badoda Bank Mudra Loan
BOB Digital mudra loan:- Quick Link
Direct Link To Apply Online | Click Here |
Official Website | Click Here |
WhatsApp Group | Click Here |
Home Page | Click Here |
Telegram Group | Click Here |